M Girl made up a story for me tonight before bed. I can't recall how we got on the subject of rain and umbrellas but somehow we got to this:
Once there was a man who didn't have an umbrella. He was the only person in the whole universe who didn't have an umbrella. He never went out in the rain and he never bought an umbrella. One day he bought an umbrella and he went out in the rain and he died.
You can see from this story and this story that she has a slightly dark and twisted sense of humor, which I love. (Kind of like Alanis Morissette, I guess.)